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COVERAGE OPTIONS.
I'm not sure why official Washington is insisting on releasing so much health care news today, but here's the Finance Committee's paper on policy options to expand coverage. This is, in theory, the guidebook that the Committee will use when building its bill. The whole thing is worth reading, but for those interested, the public plan options begin on the 13th page.
COMMENTS (25)
Just doing the same thing for more people is not an affordable solution. A public option is required.
Posted by: patrick | May 12, 2009 12:45 AM
Much as I want a public option (and I am the pragmatist here that seems to be willing to sacrifice it for the right trade offs), extending the current 'system' to everyone--with appropriate reforms (no pre-ex, no underwriting, community rating)--is a reasonable alternative.
We are paying for every nickel of the uninsured's expenses now. Providers simply shift it right back to those of us with coverage. Additionally, the fact that the uninsured do not have coverage makes them both expensive (they wait to the last minute to present themselves) and inefficient (they use the ER, etc)
So if we can get these people into the 'system', insurers get their premium and hopefully we can direct their care to more appropriate settings. That implies a redistribution of cost.
Ideal? no. A start? yes
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